// Auto Accidents
CAR ACCIDENT HELP, RIGHT NOW.
Another driver hits you, and within an hour the other insurance company is already calling. You are hurt, your car is wrecked, and nobody has explained what happens next. That is exactly the moment we exist for. One call gets your questions answered and puts you in front of a licensed attorney and a medical provider who can see you today.
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The first 48 hours decide a lot
Most of the evidence in a car crash has a short shelf life. Vehicles get repaired or moved, witnesses stop answering, and intersection camera footage is routinely overwritten in a matter of days. The people who do best after a crash are the ones who documented early.
- Get evaluated by a doctor even if you feel fine — adrenaline hides soft-tissue and concussion injuries for days.
- Photograph every vehicle, the road, the debris field, and your visible injuries before anything is moved.
- Get the police report number and the other driver's insurance information in writing.
- Keep every receipt, tow bill, and prescription copay starting on day one.
- Do not post about the crash on social media, and do not give a recorded statement to the other carrier.
Who actually pays the bills in Florida
Florida requires Personal Injury Protection (PIP) coverage on registered vehicles. That coverage pays a portion of your medical bills and lost wages regardless of who caused the crash, but it has coverage limits and a short window to get treatment. PIP alone rarely covers a serious injury.
Beyond PIP, an attorney evaluates whether the other driver's liability coverage and your own uninsured motorist coverage apply. Florida has one of the highest rates of uninsured drivers in the country, which is why reviewing your own policy matters as much as theirs.
Why the first settlement offer is usually not the whole story
Adjusters are trained to move fast and settle cheap. The opening offer almost always arrives before your treatment is finished, which means nobody yet knows what your recovery actually costs. Once you sign a release, that claim is closed permanently — even if a specialist is needed six months later.
Having an attorney review the offer costs you nothing out of pocket. Injury attorneys work on contingency, meaning they are paid from the settlement, not by you.
// Common Questions
Answers, not runaround.
How long do I have to file a car accident claim in Florida?
Florida generally allows two years from the date of the crash to file a personal injury lawsuit. That window is shorter than most people assume and can be affected by details of your case, so it is worth confirming with an attorney early.
What if the other driver has no insurance?
You may still have options through your own uninsured or underinsured motorist coverage. Bring your policy declarations page to your case review and it can be checked against the crash.
Do I need a lawyer for a minor crash?
Not always, but a free review costs you nothing and tells you whether the offered amount is reasonable. The clearest cases for an attorney are ones with an ER visit, missed work, or a disputed fault determination.
Does using AccidentProsUSA cost me anything?
No. Our intake and referral service is free. Any attorney we connect you with works on contingency and is paid only if you recover.
AccidentProsUSA is a referral and consulting service, not a law firm. We do not provide legal advice or representation. Information here is general and not a substitute for advice from a licensed attorney.
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// More Help